City Loan Programs

Oakdale Community Fix Up Fund Loan

Is your home in need of improvements or updates? The City of Oakdale partners with Lake Elmo Bank and MN Housing to offer 2% fixed interest loans to qualifying Oakdale homeowners. More details...

Emergency Home Repair Loan

Offers affordable loans for households meeting income guidelines. Loans must be used to make emergency home repairs. Contact Email Linnea Graffunder-Bartels with questions. Access the Emergency Home Repair Loan Application (PDF).

Housing Improvement Area (HIA) Loan

Offers affordable loans to Homeowners Associations and Common Interest Communities in order to finance capital improvements for common areas. Loans are repaid as an assessment on each owner’s property tax statement. View examples of past HIA projects (PDF) or email Linnea Graffunder-Bartels to learn more or begin the application process.